Are you a data-driven thinker with a strong analytical mindset and deep understanding of credit risk? Join our growing FinTech team to play a key role in shaping and securing the entire credit lifecycle.
As a Risk Manager, you will have a direct impact on strategic decision-making, portfolio quality, and business performance. From developing scoring models and decision rules to conducting A/B tests and supporting cross-functional teams — you’ll be at the core of our risk management engine.
Main Responsibilities: * Full business support from the risk management side * Decision-making system: support of existing rules and tools, development and implementation of new ones, testing of changes * Implementation of scoring models in the decision-making process: implementation, rules for using scores, assessment of the effectiveness of models, decision-making on the appropriateness of use/necessity of building a new one * Conducting A/B tests: criteria, sampling, analysis of results * Analysis of the loan portfolio, operational and risk indicators, and other indicators related to the credit process (conversions, reject/approval rate, etc.) * Ad-hoc analysis in various directions (marketing, collection, etc.), presentation of results * Work with databases using SQL * Search for external data and service providers that would be useful for the business from a risk management perspective: search, feasibility analysis, communication, integration into the process, usage rules, results analysis * Writing and updating internal documents (processes, rules, policies, underwriting and verification instructions) * Communication and support of other departments of the company (sales, marketing, legal, underwriting, product, IT and others) on risk management issues and to achieve the goals of the company as a whole and the risk management department in particular
Professional Qualifications: * Experience in credit risks of individuals (bank, microfinance, pdl) from 3 years * Experience in working with large volumes of data * Knowledge and practical use of SQL * English language at the intermediate level
What We Offer: * Join a fast-scaling FinTech company where your decisions shape the business and your contributions truly matter. * Attractive salary package aligned with your experience and performance, plus performance-based incentives. * Enjoy 20 vacation days, full 100% sick leave compensation, and a supportive, people-first culture. * Comprehensive medical coverage to keep you and your family protected. * Work in an international, agile team with ambitious goals, modern tools, and a strong sense of purpose.
